Rates

CD SPECIAL! - 5.00% APY for 12 months!

CALL YOUR LOCAL BRANCH OFFICE FOR MORE INFORMATION.


Deposit Rates

The Annual Percentage Yield is disclosed below as the APY.

The Annual Percentage Yields shown below are accurate as of September 15, 2023 and are subject to change thereafter.

Fees may reduce earnings.


Health Savings Accounts

Minimum Balance Required to Earn APY

APY

$0.01 0.10%


Premier Yield

Minimum Balance Required to Earn APY

APY

$125,000 & Up 0.30%
$75,000 - $124,999.99 0.10%
$25,000 - $74,999.99 0.10%
$10,000 - $24,999.99 0.10%
$5,000 - $9,999 0.10%
Under $5,000 0.10%

Statement Savings

Minimum Balance Required to Earn APY

APY

$50 0.10%

Holiday Club

Minimum Balance Required to Earn APY

APY

$25,000 & Up 0.03%
$10.00 - $24,999.99 0.15%

Premier Money Market

Minimum Balance Required to Earn APY

APY

$100,000 & Up 2.50%
$75,000 - $99,999.99 2.50%
$50,000 - $74,999.99 2.50%
$25,000 - $49,999.99 2.50%
$10,000 - $24,999.99 2.50%
$5,000 - $9,999.99 2.50%
Under $5,000 2.50%

Money Market Statement

Minimum Balance Required to Earn APY

APY

$50 0.10%

Fixed Rate CDs

Term

Minimum Balance to Open

APY

91 Day $1,500 0.05%
6 Months $1,500 0.05%
8 Months 
$1,500
0.10%
9 Months
$1,500
0.10%
10 Months
$1,500
0.15%
11 Months
$1,500
0.15%
12 Months
$1,500
5.00%
13 Months
$1,500
0.15%
14 Months $1,500
0.15%
15 Months $1,500
4.00%
18 Months $1,500
0.20%
21 Months $1,500
0.20%
24 Months $1,500 3.15%
30 Months $1,500 0.20%
36 Months $1,500 0.20%
48 Months $1,500 0.20%
54 Months $1,500 0.20%
60 Months $1,500 0.25%

A penalty may be incurred for early withdrawal


Fixed Rate IRAs

Term

Minimum Balance to Open

APY

6 Months $500 0.05%
8 Months $500 0.10%
9 Months $500 0.10%
10 Months $500 0.15%
11 Months $500 0.15%
12 Months $500 5.00%
13 Months $500 0.15%
14 Months $500 0.15%
15 Months $500 4.00%
18 Months $500 0.20%
21 Months $500 0.20%
24 Months $500 3.15%
30 Months $500 0.20%
36 Months $500 0.20%
48 Months $500 0.20%
54 Months $500 0.20%
60 Months
$500
 0.25%

A penalty may be incurred for early withdrawal


Variable Rate IRAs

Term

Minimum Balance to Open

APY

1 Year Variable Rate IRA $100 0.15%



The rate may change after the account is opened

A penalty may be incurred for early withdrawal


Interest Rewards Checking

Minimum Balance Required to Earn APY

APY

$0.01 - $25,000 1.00%
Over $25,000 0.10%
Base Rate if Requirements Not Met 0.10%



Premier Interest Checking

Minimum Balance Required to Earn APY

APY

$100,000 & Up 0.30%
$50,000 - $99,999.99 0.10%
$25,000 - $49,999.99 0.10%
$10,000 - $24,999.99 0.10%
$5,000 - $9,999.99 0.10%
$50 - $4,999.99 0.10%


Business Interest Checking

Minimum Balance Required to Earn APY

APY

$500,000 & Up 0.10%
$250,000 - $499,999.99 0.05%
$200,000 - $249,999.99 0.05%
$150,000 - $199,999.99 0.05%
$100,000 - $149,999.99 0.05%
Under $100,000 0.00%


IOLTA Checking

Minimum Balance Required to Earn APY

APY

$0.01 3.03%



Business Money Market

Minimum Balance Required to Earn APY

APY

$250,000 & Up 2.50%
$100,000 - $249,999.99 2.50%
$50,000 - $99,999.99 2.50%
$25,000 - $49,999.99 2.50%
Under $25,000 2.50%



Business Statement Savings

Minimum Balance Required to Earn APY

APY

$50 0.10%


Non-Personal Interest Checking 


Minimum Balance Required to Earn APY

APY

$0.01

0.10%




Loans

APR=Annual Percentage Rate

The Annual Percentage Rates shown below are accurate as of September 15, 2023 and are subject to change thereafter.

Consult a tax adviser for the deductibility of interest.


Residential Mortgages

Click for Current Rates


Home Equity Loans

Term

Minimum Loan Amount

Loan to Value Ratio

APR

5 Year Fixed $10,000 Up to 80% 7.00%
10 Year Fixed $10,000 Up to 80% 7.25%
15 Year Fixed $10,000 Up to 80% 7.75%









Home Equity Lines of Credit

Product

Loan to Value Ratio

APR

Home Equity Line of Credit

Up to 80% 8.50%



Unsecured Lines of Credit 



Product Line Amounts Variable APR
Overdraft Line of Credit  $500 - $5,000 14.50%
Personal Line of Credit $500 - $5,000 14.50%



Personal Loans

Term Amount APR
2 Years $500 - $1,500 15.25%
2 Years $1,501 - $3,000 14.25%
3 Years $3,001 - $4,999 14.00%
4 Years $5,000 - $25,000 12.99%
5 Years $5,000 - $25,000 12.99%







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