Deposit Rates
The Annual Percentage Yield is disclosed below as the APY.
The Annual Percentage Yields shown below are accurate as of September 15, 2023 and are subject to change thereafter.
Fees may reduce earnings.
Health Savings Accounts
Minimum Balance Required to Earn APY
|
APY
|
| $0.01 |
0.10% |
|
|
Premier Yield
Minimum Balance Required to Earn APY
|
APY
|
| $125,000 & Up |
0.30% |
| $75,000 - $124,999.99 |
0.10% |
| $25,000 - $74,999.99 |
0.10% |
| $10,000 - $24,999.99 |
0.10% |
| $5,000 - $9,999 |
0.10% |
| Under $5,000 |
0.10% |
Statement Savings
Minimum Balance Required to Earn APY
|
APY
|
| $50 |
0.10% |
Holiday Club
Minimum Balance Required to Earn APY
|
APY
|
| $25,000 & Up |
0.03% |
| $10.00 - $24,999.99 |
0.15% |
Premier Money Market
Minimum Balance Required to Earn APY
|
APY
|
| $100,000 & Up |
2.50% |
| $75,000 - $99,999.99 |
2.50% |
| $50,000 - $74,999.99 |
2.50% |
| $25,000 - $49,999.99 |
2.50% |
| $10,000 - $24,999.99 |
2.50% |
| $5,000 - $9,999.99 |
2.50% |
| Under $5,000 |
2.50% |
Money Market Statement
Minimum Balance Required to Earn APY
|
APY
|
| $50 |
0.10% |
Fixed Rate CDs
Term
|
Minimum Balance to Open
|
APY
|
| 91 Day |
$1,500 |
0.05% |
| 6 Months |
$1,500 |
0.05% |
8 Months
|
$1,500
|
0.10% |
9 Months
|
$1,500
|
0.10% |
10 Months
|
$1,500
|
0.15% |
11 Months
|
$1,500
|
0.15% |
12 Months
|
$1,500
|
5.00% |
13 Months
|
$1,500
|
0.15% |
| 14 Months |
$1,500
|
0.15% |
| 15 Months |
$1,500
|
4.00% |
| 18 Months |
$1,500
|
0.20% |
| 21 Months |
$1,500
|
0.20% |
| 24 Months |
$1,500 |
3.15% |
| 30 Months |
$1,500 |
0.20%
|
| 36 Months |
$1,500 |
0.20% |
| 48 Months |
$1,500 |
0.20% |
| 54 Months |
$1,500 |
0.20% |
| 60 Months |
$1,500 |
0.25% |
A penalty may be incurred for early withdrawal
Fixed Rate IRAs
Term
|
Minimum Balance to Open
|
APY
|
| 6 Months |
$500 |
0.05% |
| 8 Months |
$500 |
0.10% |
| 9 Months |
$500 |
0.10% |
| 10 Months |
$500 |
0.15% |
| 11 Months |
$500 |
0.15% |
| 12 Months |
$500 |
5.00% |
| 13 Months |
$500 |
0.15% |
| 14 Months |
$500 |
0.15% |
| 15 Months |
$500 |
4.00% |
| 18 Months |
$500 |
0.20%
|
| 21 Months |
$500 |
0.20% |
| 24 Months |
$500 |
3.15% |
| 30 Months |
$500 |
0.20% |
| 36 Months |
$500 |
0.20% |
| 48 Months |
$500 |
0.20% |
| 54 Months |
$500 |
0.20% |
60 Months
|
$500
|
0.25%
|
A penalty may be incurred for early withdrawal
Variable Rate IRAs
Term
|
Minimum Balance to Open
|
APY
|
| 1 Year Variable Rate IRA |
$100 |
0.15% |
|
|
|
The rate may change after the account is opened
A penalty may be incurred for early withdrawal
Interest Rewards Checking
Minimum Balance Required to Earn APY
|
APY
|
| $0.01 - $25,000 |
1.00% |
| Over $25,000 |
0.10% |
| Base Rate if Requirements Not Met |
0.10% |
|
|
Premier Interest Checking
Minimum Balance Required to Earn APY
|
APY
|
| $100,000 & Up |
0.30% |
| $50,000 - $99,999.99 |
0.10% |
| $25,000 - $49,999.99 |
0.10% |
| $10,000 - $24,999.99 |
0.10% |
| $5,000 - $9,999.99 |
0.10% |
| $50 - $4,999.99 |
0.10% |
|
|
Business Interest Checking
Minimum Balance Required to Earn APY
|
APY
|
| $500,000 & Up |
0.10% |
| $250,000 - $499,999.99 |
0.05% |
| $200,000 - $249,999.99 |
0.05% |
| $150,000 - $199,999.99 |
0.05% |
| $100,000 - $149,999.99 |
0.05% |
| Under $100,000 |
0.00% |
|
|
IOLTA Checking
Minimum Balance Required to Earn APY
|
APY
|
| $0.01 |
3.03% |
|
|
Business Money Market
Minimum Balance Required to Earn APY
|
APY
|
| $250,000 & Up |
2.50% |
| $100,000 - $249,999.99 |
2.50% |
| $50,000 - $99,999.99 |
2.50% |
| $25,000 - $49,999.99 |
2.50% |
| Under $25,000 |
2.50% |
|
|
Business Statement Savings
Minimum Balance Required to Earn APY
|
APY
|
| $50 |
0.10% |
|
|
Non-Personal Interest Checking
|
|
Minimum Balance Required to Earn APY
|
APY
|
$0.01
|
0.10%
|
|
|
|
|
Loans
APR=Annual Percentage Rate
The Annual Percentage Rates shown below are accurate as of September 15, 2023 and are subject to change thereafter.
Consult a tax adviser for the deductibility of interest.
Residential Mortgages
Click for Current Rates
Home Equity Loans
Term
|
Minimum Loan Amount
|
Loan to Value Ratio
|
APR
|
| 5 Year Fixed |
$10,000 |
Up to 80% |
7.00% |
| 10 Year Fixed |
$10,000 |
Up to 80% |
7.25% |
| 15 Year Fixed |
$10,000 |
Up to 80% |
7.75% |
|
|
|
|
|
|
|
|
Home Equity Lines of Credit
Product
|
Loan to Value Ratio
|
APR
|
Home Equity Line of Credit
|
Up to 80% |
8.50% |
|
|
|
Unsecured Lines of Credit
|
|
|
| Product |
Line Amounts |
Variable APR |
| Overdraft Line of Credit |
$500 - $5,000 |
14.50% |
| Personal Line of Credit |
$500 - $5,000 |
14.50% |
|
|
|
Personal Loans
| Term |
Amount |
APR |
| 2 Years |
$500 - $1,500 |
15.25% |
| 2 Years |
$1,501 - $3,000 |
14.25% |
| 3 Years |
$3,001 - $4,999 |
14.00% |
| 4 Years |
$5,000 - $25,000 |
12.99% |
| 5 Years |
$5,000 - $25,000 |
12.99% |
|
|
|
|
|
|
For more information, contact us at 302-658-6881
or stop by any branch office.
