Rates

Deposit Rates

The Annual Percentage Yield is disclosed below as the APY.

The Annual Percentage Yields shown below are accurate as of October 31, 2017 and are subject to change thereafter.

Fees may reduce earning.


Health Savings Accounts

Minimum Balance Required to Earn APY

APY

$0.01 0.30%

Premier Yield

Minimum Balance Required to Earn APY

APY

$125,000 & Up 0.30%
$75,000 - $124,999.99 0.20%
$25,000 - $74,999.99 0.15%
$10,000 - $24,999.99 0.05%
Under $10,000 0.05%

Statement Savings

Minimum Balance Required to Earn APY

APY

$50 0.10%

Holiday Club

Minimum Balance Required to Earn APY

APY

$10 0.15%

Premier Money Market

Minimum Balance Required to Earn APY

APY

$100,000 & Up 0.30%
$75,000 - $99,999.99 0.25%
$50,000 - $74,999.99 0.20%
$25,000 - $49,999.99 0.15%
$10,000 - $24,999.99 0.10%
$5,000 - $9,999.99 0.10%
Under $5,000 0.00%

Money Market Statement

Minimum Balance Required to Earn APY

APY

$50 0.10%

Fixed Rate CDs

Term

Minimum Balance to Open and Earn APY

APY

91 Day $1,500 0.10%
6 Months $1,500 0.15%
7 Months $1,500
0.05%
8 Months
$1,500
0.15%
9 Months
$1,500
0.15%
10 Months
$1,500
0.20%
11 Months
$1,500
0.25%
12 Months
$1,500
0.60%
13 Months
$1,500
0.25%
14 Months $1,500
0.25%
15 Months $1,500
1.80%
18 Months $1,500
1.00%
21 Months $1,500
0.35%
24 Months $1,500 0.70%
30 Months $1,500 0.85%
36 Months $1,500 1.00%
48 Months $1,500 1.00%
54 Months $1,500 1.15%
60 Months $1,500 2.25%

A penalty may be incurred for early withdrawal


Fixed Rate IRAs

Term

Minimum Balance to Open and Earn APY

APY

6 Months $500 0.15%
8 Months $500 0.15%
9 Months $500 0.15%
10 Months $500 0.20%
11 Months $500 0.25%
12 Months $500 0.60%
13 Months $500 0.25%
14 Months $500 0.25%
15 Months $500 1.80%
18 Months $500 1.00%
21 Months $500 0.35%
24 Months $500 0.70%
30 Months $500 0.85%
36 Months $500 1.00%
48 Months $500 1.00%
54 Months $500 1.15%
  60 Months
  $500
  2.25%

A penalty may be incurred for early withdrawal


Variable Rate IRAs

Term

Minimum Balance to Open and Earn APY

APY

1 Year Variable Rate IRA $100 0.25%


The rate may change after the account is opened

A penalty may be incurred for early withdrawal


Interest Rewards Checking

Minimum Balance Required to Earn APY

APY

$0.01 - $25,000 0.75%
Over $25,000 0.50%
Base Rate if Requirements Not Met 0.10%



Premier Interest Checking

Minimum Balance Required to Earn APY

APY

$100,000 & Up 0.25%
$50,000 - $99,999.99 0.15%
$25,000 - $49,999.99 0.10%
$10,000 - $24,999.99 0.10%
$5,000 - $9,999.99 0.05%
Under $5000 0.05%


Business Interest Checking

Minimum Balance Required to Earn APY

APY

$500,000 & Up 0.20%
$250,000 - $499,999.99 0.15%
$200,000 - $249,999.99 0.15%
$150,000 - $199,999.99 0.10%
$100,000 - $149,999.99 0.10%
Under $100,000 0.00%


IOLTA Checking

Minimum Balance Required to Earn APY

APY

$0.01 0.82%



Business Money Market

Minimum Balance Required to Earn APY

APY

$250,000 & Up 0.30%
$100,000 - $249,999.99 0.25%
$50,000 - $99,999.99 0.20%
$25,000 - $49,999.99 0.10%
Under $25,000 0.05%



Business Savings

Minimum Balance Required to Earn APY

APY

$50 0.10%


Loans

APR=Annual Percentage Rate

The Annual Percentage Rates shown below are accurate as of October 31, 2017 and are subject to change thereafter

Consult a tax advisor for the deductibility of interest


Residential Mortgages

Click for Current Rates


Home Equity Loans

Term

Minimum Loan Amount

Loan to Value Ratio

APR

5 Year Fixed $50,000 Up to 80% 3.99%
10 Year Fixed $50,000 Up to 80% 4.39%
15 Year Fixed $50,000 Up to 80% 4.79%
20 Year Fixed $50,000 Up to 80% 5.59%





Home Equity Lines of Credit

Product

Loan to Value Ratio

APR

Home Equity Line of Credit
(Applications Received After 3/21/2018)
Up to 80% 4.75%




New and Used Auto Loans

Term 

Loan to Value Ratio

APR

New
36 Month
Up to 80% 3.75%
New
48 Month
Up to 80% 4.25%
New
60 Month
Up to 80% 4.25%
Used
36 Month
Up to 80% 4.50%
Used
48 Month
Up to 80% 4.75%
Used
60 Month
Up to 80% 5.00%



Personal Loans

Term Amount APR
2 Years $500 - $1,500 15.25%
2 Years $1,501 - $3,000 14.25%
3 Years $3,001 - $4,999 14.00%
4 Years $5,000 - $25,000 12.99%
5 Years $5,000 - $25,000 12.99%