Mortgage Loans

Whether you're looking for a starter home or your second home, our Lending Team can help your arrange for a loan that works within your budget and timeline.

Let us help you turn your dream home into reality. 


 Here are the types of loans we offer:

  • Conventional Loans - these are traditional fixed-rate mortgages with terms from 10 to 30 years that provide predictability in rate and payments.

  • Adjustable Rate Mortgages (ARM) - these loans typically feature lower introductory rates that adjust annually for the loan period, which can be an advantage if the borrower plans on staying in the home for a short amount of time.

  • Government Loans (FHA and VA) - these programs help borrowers apply with less rigorous lending standards as well as lower down-payment requirements. Also, for our veterans and reservists, we can offer the VA Home Loan program to help you secure financing with benefits such as low closing costs.

  • Jumbo Rate Loans - for the well-qualified buyer seeking loans exceeding regular loan limits, you may be able to secure up to $2 million in financing.

  • Construction Loans - build your dream home with our customer construction all-in-one loans which offers financing to construct a new home or significantly remodel an existing home.


APPLY NOW  If you are ready, you can start your application .

With our easy to use online application, you can be approved in as little as 20 minutes! 


Click Here for our Mortgage Loan Team or call us at 302-884-6868

Home Equity Loans

Don't Wait! We Have Amazing Rates! 

The time has never been better for you to use a Fixed Rate Home Equity Loan to consolidate your debts, make home improvements, pay tuition, buy a car, pay for a vacation, or use for other worthwhile needs. Currently, we are offering amazingly low rates for Fixed Rate Home Equity Loans!

Click here for more information and to see these amazing rates.

APPLY NOW by contacting any branch office or call us at 302-658-6881, please select option #5.

Home Equity Line of Credit

HELOC couple planning

There are a lot of expenses that pop-up, both planned and unplanned, that you may need to finance. One way you can finance those expenses is by taking advantage of equity in your home and opening an Artisans' Bank Home Equity Line of Credit. With your Line you can:

  • update your kitchen
  • add a bathroom 
  • repair your roof
  • consolidate your debts
  • pay medical bills
  • take a vacation
  • and more

Click Here for Details

Call us at 302-658-6881, please select option #5  for more information.

If you're ready you can click here APPLY NOW

Unsecured Loans

Fixed terms are available up to and including 60 months.

Fixed rate loans up to $25,000 for qualified borrowers.

Personal lines of credit up to $10,000-open ended 5-year terms with reasonable payments

For more information or to apply, visit the Branch Office nearest you or call us at 302-658-6881.


Personal Lines of Credit

Our Personal Lines of Credit give you the flexibility to borrow up to your qualified limit ( maximum $10,000) or to borrow as little as you need. Large purchases or small, you can access your line with checks provided. Also, your Personal Line of Credit can be used to provide overdraft protection for your checking accounts.

For more information or to apply, visit the Branch Office nearest you or call us at 302-658-6881.


For more information, contact us at 302-884-6868 for Mortgage information and 302-658-6881 for all other loan information or stop by any branch office.