The Artisans’ Bank Home Loan Team can help you achieve home ownership!

As a community-focused bank, we understand the local approval process and provide our customers with the expertise and knowledge they need to achieve their financial goals. Your success is our top priority, and we are dedicated to helping you every step of the way.



Mortgage Loans

Whether you're looking for a starter home, a second home, a home equity loan, or refinance your existing loan, our Lending Team can help you arrange for a loan that works within your budget and timeline.

Let us help you turn your dream home into reality. 

Use this Home Loan Checklist as a helpful way to get organized prior to applying for your loan.

Here are the types of loans we offer:

  • Conventional Loans - A fixed rate loan, which is available in many term lengths, provides predictability and stability in interest rates and monthly payments.

  • Adjustable Rate Mortgage (ARM) - A variable rate loan, typically starts with an initial lower interest rate that is fixed for 3, 5, or 7 years.  The interest rate will subsequently adjust annually based on the Wall Street prime.  This loan can be advantageous when interest rates are rising, or the borrower plans to stay in the home for a short amount of time.

  • Refinance Mortgage - Often called a 'refi', this refers to the process of revising or replacing an existing loan obligation.  Borrowers often choose to refinance when they want to use the cash from their home's equity or when the interest rate changes substantially, resulting in potential savings on the monthly loan payment. 

  • Government Loans

    • FHA Loans - These government-backed loans come with lower down payment requirements and relaxed credit standards for first-time buyers, making it easier than ever to afford your dream home.  With home prices on the rise, it can be difficult to save enough to meet the 20% down payment requirements many financial institutions have for conventional mortgages.  But, with down payment options as low as 3.5%, you may qualify for that perfect home today!

    • VA Loans - These government-back loans are designed to aid active duty servicemembers, veterans, reservists and surviving spouses looking to purchase a home. With no down payment or mortgage insurance required, and only a one-time VA funding fee that can be included in the price of the mortgage, VA loans offer an affordable option for our servicemen and women looking for their ideal home! 

  • Jumbo Loans - For the borrower seeking loans exceeding regular loan limits, you may be able to secure up to $2 million in financing.

  • Construction Loans - Build your dream home with our customer construction loans which offer financing to construct a new home or significantly remodel an existing home.


If you are ready, you can start your application.

With our easy to use online application, you can be approved in as little as 20 minutes! 


Click Here for our Mortgage Loan Team or call us at 302-884-6868

Home Equity Loans

Don't Wait! We Have Amazing Rates! 

The time has never been better for you to use a Fixed Rate Home Equity Loan to consolidate your debts, make home improvements, pay tuition, buy a car, pay for a vacation, or use for other worthwhile needs. Currently, we are offering amazingly low rates for Fixed Rate Home Equity Loans!

Click here for more information and to see these amazing rates.

APPLY NOW by contacting any branch office or call us at 302-658-6881, please select option #5.

Home Equity Line of Credit

There are a lot of expenses that pop-up, both planned and unplanned, that you may need to finance. One way you can finance those expenses is by taking advantage of equity in your home and opening an Artisans' Bank Home Equity Line of Credit. With your Line you can:

  • update your kitchen
  • add a bathroom 
  • repair your roof
  • consolidate your debts
  • pay medical bills
  • take a vacation
  • and more

Click Here for Details

Call us at 302-658-6881, please select option #5 for more information.

If you're ready you can click here APPLY NOW

Unsecured Personal Loans

An Unsecured Personal Loan is a Fixed Term Loan of up to 60 months, for amounts from $500.00 to a maximum of $25,000.00 for qualified borrowers. 

Click here to view our RATES                                                                 

Personal Unsecured Loan  Term*
$500 - $3,000 24 Months
$3,000.01 - $5,000 36 Months
$5,000.01 - $25,000 48 - 60 Months

For more information or to apply, visit the Branch Office nearest you or call us at 302-658-6881.

*Higher credit limits may require collateral and/or additional approvals. 
Personal Installment Loan are subject to credit approval.



Personal Lines of Credit

A Personal Line of Credit Account is an unsecured Line of Credit, giving you the flexibility to borrow as little or as much as you need, up to the qualified maximum of $15,000.  Large purchases or small, you can access your line with checks provided. Also, your Personal Line of Credit can be used to provide overdraft protection for your checking accounts.

Personal Line of Credit   Max. Term*
$500 - $10,000 60 months
$10,000.01 - $15,000  60 months
Click here to view our RATES     

For more information or to apply, visit the Branch Office nearest you or call us at 302-658-6881.

*Higher credit limits may require collateral and/or additional approvals.  
Personal Lines of Credit are subject to credit approval.

For more information, contact us at
302-658-6881 or stop by any of our Branch Locations.
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