Personal Checking Account


This is one of our most popular checking accounts because it has

no minimum balance requirements  & lots of services

to help you manage your account.   

Here are some of the great benefits:

  • Free Mobile Deposits- take a photo of your check for easy and quick deposit   Click here for details      
  • Free Online Banking access on all your devices 
  • Free Online Bill Payment  Click here for more information
  • Free E-Statements
  • Free 24/7 Touch Tone Banking, just call 302-658-6888 or toll free 800-440-0361
  • Free & Easy Visa Checkout  After setting up an account with your debit card number, you can register it for instant access when you shop online.  Look for the logo on a website that supports Visa Checkout, and simply tap or click it in order to pay for your products instantly.  

Here are some other great features:

  • Minimum to Open - $50
  • Monthly Service Charge - $0
  • Monthly Paper Statement Service Charge - $2.00 (avoid this fee by signing up for e-statements)
  • Access account with our ATM or Visa® Debit Card - NO annual fee
  • First order of  standard checks are FREE plus unlimited check writing & no per check charge

Protect your account from overdrafts and NSF fees: 

Life happens and we know that you can't follow your account  balance every day. That's why we have options to help you avoid overdrawing your accounts . Click Here For More Information

How to open an account: 

We know that opening an account is a personal decision and we are here to serve you and answer any questions you may have.  When you are ready to open an account, please stop by one of our 12 statewide branch offices.  

Please bring the following items:
  • Your government-issue ID (such as a driver's license, passport, or military ID)
  • Your Social Security Number
  • Documentation with your physical and mailing addresses if different than your government-issued ID
  • An initial deposit - minimum deposit amount required
  • To help open your account quickly, please complete this form, print and bring with you.   


For more information, contact us at 302-658-6850 during business hours or stop by any branch office.