Interest Rewards Checking
Earn high rates of interest; better than many money market accounts or certificates of deposits with an Interest Rewards Checking Account. Each statement cycle you meet the Rewards Requirements, you earn the Rewards Rate. For balances up to and including $25,000 you earn our highest Rewards Rate. Each dollar in your account over $25,000 rates earns our second highest Rewards Rate.
Earn a Rewards Rate of 0.75% APY* on balances up to and including $25,000 when rewards requirements are met.**
Interest Rewards Checking Accounts are FREE - No minimum balances need or monthly service charges to worry about**.
Additional features are:
- Free Online Banking
- Free Online Bill Payment
- Free Mobile Banking
- Free Touch Tone Banking
- Free e-Statements
- Free Visa Check Card
How Do I Earn Reward Rates?
To earn the Rewards Rate, each statement cycle you are required to do the following:
- Make a minimum of 12 signature based VISA® check card transactions.
- Either a direct deposit transaction, an ACH Debit, or ACH Credit must be posted to the account each cycle.
- Be enrolled in Online Banking and receive e-Statements.
Any statement cycle the reward requirements are not met, you earn the base rate of 0.10% APY for that statement cycle.
Account Overdraft Protection
Enjoy peace of mind with overdraft protection, simply by linking your Artisans' Bank Checking account to any of the following products:
- Statement Savings
- Overdraft Line of Credit
- Minimum to Open - $50
- Monthly Service Charge - $0
- Minimum Earn Interest - $0.01
- Balance to Avoid Service Charge - N/A
*Have Questions about This Product, Contact Us
*APY means Annual Percentage Yield. Interest is compounded daily, credited monthly. Offer of Rewards Rate of 0.75%APY begins April 26, 2017. This is a variable rate account and rates are subject to change after opening without notice. **Each dollar over $25,000 earns 0.50% APY when the rewards requirements are met. Rewards requirements must be met each statement cycle. REWARDS REQUIREMENTS PER STATEMENT CYCLE: (1)Either a direct deposit transaction, an ACH Debit, or an ACH Credit must be posted to the account each statement cycle; (2)Must make a minimum of 12 signature based VISA® check card transactions each cycle; (3)Must be enrolled in Artisans’ Bank Online Banking and receive an e-Statement each cycle. When the rewards requirements are not met, a base rate of 0.10% APY is paid for that statement cycle. If you do not receive e-Statements, a $2 paper statement fee will also apply. Personal accounts only.