Certificates of Deposit

If you don’t need immediate access to your money, Certificates of Deposit (CDs) can be the best way for your savings to grow. With interest rates usually higher than savings or money market accounts, our CDs help you maximize your earnings. We offer a wide range of terms with low balance requirements. Complete account disclosures for these accounts are available upon request.

Fixed Rate Certificates of Deposit

Lock in your interest over the entire term of your CD with our Fixed Rate CD:

  • Terms available from 3 months up to 5 years
  • Open with as little as $1,500
  • Monthly interest payment option - check, transfer or growth
  • Interest is credited and compounded monthly

7 Month No Penalty Certificate of Deposit

When you are unsure about the direction of interest rates and wish to have your funds remain flexible you can, with our 7 month No Penalty CD. You are not locked in:

  • Close anytime you wish after first 7 days
  • No penalty for early withdrawal
  • Minimum to open is only $1,500
  • Interest is credited and compounded monthly


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*APY is Annual Percentage Yield. Minimum balance to open is $1,500 for CD’s, $500 for IRAs.

A penalty may be imposed for early withdrawal.