Easy Access Account
Artisans' Bank now offers a checkless all-electronic account for the person on the go. This may be the account for you! There are many FREE services and best of all, you can avoid overdraft and NSF fees!
The Easy Access account offers:
- FREE VISA® Debit Check Card (no annual fee)
- FREE Online Banking that you can access from all of your devices
- FREE Online Bill Payments
- FREE Access to your e-statements
- FREE Direct Deposits
- FREE access to the Artisans' Bank ATM network
- FREE Money Orders - up to 4 per month
- FREE Mobile Deposits Click here for details
No NSF or overdraft fees
Here is the best benefit of all, no charge for overdraft or NSF fees.
Here is how it works: If there are not enough funds in your account at the time a transaction is presented for payment, it will be returned or rejected without charge. If a Point Of Sale (POS) transaction is pre-authorized when the account has a positive balance, we will honor the transaction without charge.
Remember: With the ease of online banking, you can always check your account balance before you make your purchase. Online Banking is available 24/7!
Here are the account features:
- Minimum to open - $10
- Monthly Service Charge - $3.00
- How to avoid the monthly service charge - keep a $300 average daily balance each statement cycle or we will waive the fee with a direct deposit or an ACH debit or ACH credit per statement cycle.
- Monthly Paper Statement Charge - $2.00 - you can avoid this fee by signing up for free e-statements when you set up your online banking access.
- Access our ATM network with VISA® debit card - no annual fee.
- This is a non-interest bearing account.
This product has been certified by the Bank- On National Account Standards and approved by the Cities for Financial Empowerment Fund.