Business Electronic Banking

Online Cash Management

Our Online Cash Management Solution allows for your designated employees to access and manage your companies daily cash position with our funds management, reporting, and reconciliation tools. Artisans’ Bank knows how unique your business needs are and can tailor a solution specific to those needs.

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Business Online Bill Payment

Our Business Online Bill Payment product provides an easy, convenient, and secure way to pay all of your vendors. This product allows for you or your staff to safely pay both individuals and businesses without the hassle of dealing with paper checks, envelopes, and stamps.

  • Pay bills you normally pay by check or automatic debit
  • Make payments quickly – it just takes seconds and your payments will be delivered in as little as two days
  • Schedule payments when it’s convenient for you – make one-time or recurring payments
  • View your past payment history

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Online ACH Originations

Direct Deposit

The electronic transfer of a payment from your company or organizations’ checking account into the checking or savings account of an employee, retiree, taxpayer, or shareholder. A simple payment can be divided between several different accounts, and in many cases, between different financial institutions. Payroll files can be uploaded from your existing accounting software into the Artisans’ Bank Cash Management System.

Process deposits for:

  • Payroll Deposits
  • HSA Contributions
  • 401k Payments
  • Annuities
  • Bonuses
  • Travel Expense Reimbursements
  • Pension Payments
  • Shareholder Dividends

Direct Payments & Tax Payments

The electronic transfer of a preauthorized payment from a consumer’s checking or savings account into your company’s or organization’s checking account.

  • Ensure timely payment collection
  • More predictable and reliable timing of receipts
  • Efficiency is increased
  • Processing costs are reduced
  • Exception processing is reduced
  • Tax Payments* – makes it simple and easy for your business to initiate tax payments online for:
  • State Corporate Taxes
  • Federal Corporate Taxes
  • Payroll Taxes
  • Other Tax Payments

*Must Be Enrolled In EFTPS

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Online Wire Transfers

While you can always walk into one of our branches to conduct a wire transfer, you can save both time and money by adding our Online Wire Transfer module to our Cash Management Product. It’s safe, secure, and most of all easy to do!

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Commercial Sweep Services

Automatically put excess funds to work with our Commercial Sweep Services. Each evening, excess funds will be automatically swept from your checking account into our Business Interest Checking account or Business Money Market* account, earning you competitive rates of interest.

Because the sweeps to and from your checking account are automatic, there is no need for you to worry about managing your daily balances. No need to make last minute phone calls or wire transfers. One of our experienced Cash Management experts will work with you to create a target balance that will allow excess cash to be automatically swept into one of our various interest earning products.

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*For regulatory purposes, Business Money Market Accounts are classified as savings accounts and are subject to third-party transaction limitations.

Merchant Services

Artisans' Bank, through its partners, can bring you a variety of merchant account services for small businesses. We have made it easier to accept credit and debit card payments, face-to-face or on the go. When you open a business account with Artisans' Bank you also receive access to reliable merchant services. Some of the other member benefits you can enjoy are:

Utilize credit card merchant processing in retail locations, mail/phone orders and through the internet and variety of POS and Virtual Terminals to choose from.

Accept debit, credit, EBT cards and checks quickly, securely and cost-effectively.

Custom gift and loyalty cards that enable you to capitalize on existing customers, attract new ones and reward your repeat customers that do business with you.

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Telephone Payments

Utilizing our Telephone Payment Portal product, your company and its designated employees will now have the capability to collect payments from your customers over the telephone. This easy to use product can be used on any PC with access to an internet connection.

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