Tax Season Scams

How to Protect Yourself from Fraud

Don’t Let Tax Season Cost You More Than Your Taxes

As tax season approaches, so do opportunities for fraudsters looking to take advantage of individuals and businesses. Each year, scammers become more sophisticated—using emails, texts, and even phone calls that appear legitimate. At Artisans’ Bank, we’re committed to helping you stay informed and protected.

COMMON TAX SCAMS TO WATCH FOR

1. IRS Impersonation Scams

Fraudsters may call, email, or text pretending to be the IRS, demanding immediate payment or threatening legal action. They often create urgency to pressure victims into acting quickly.

2. Phishing Emails & Fake Websites

Scammers send emails that look like they’re from the IRS or tax preparation services, asking you to “verify” personal or financial information. These links often lead to fake websites designed to steal your data.

3. Refund & Stimulus Payment Scams

Messages claiming you’re owed a refund or additional payment can lure you into sharing sensitive details or clicking malicious links.

4. Tax Preparer Fraud

Not all tax preparers are legitimate. Some may file fraudulent returns on your behalf or inflate refunds to skim a portion for themselves.

5. Identity Theft for Tax Filing

Criminals may use stolen personal information to file a tax return in your name and claim your refund before you even submit your return.

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HOW TO PROTECT YOURSELF

Verify before you trust: The IRS will never initiate contact via email, text, or social media requesting personal or financial information.
Don’t click suspicious links: Always go directly to official websites instead of using links in unsolicited messages.
Use strong security practices: Enable multi-factor authentication on financial accounts and regularly update passwords.
Choose reputable tax preparers: Look for credentials and verified reviews before sharing your information.
File early: Submitting your tax return early reduces the chance of someone filing fraudulently in your name.

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HOW YOUR BANK HELPS KEEP YOU SAFE

At Artisans’ Bank, your security is our priority. We actively monitor for suspicious activity and provide tools to help safeguard your accounts, including:

Real-time fraud alerts
Secure digital banking platforms
Education and resources to help you recognize scams

If you ever notice unusual activity or believe you’ve been targeted by a scam, contact us immediately.

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WHAT TO DO IF YOU’RE A VICTIM

If you suspect tax-related fraud:

Report it to the IRS (Identity Theft Affidavit Form 14039)
Place a fraud alert on your credit reports
Monitor your bank and credit card accounts closely
Contact your bank right away to secure your accounts

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STAY ALERT THIS TAX SEASON

Tax season doesn’t have to be stressful—or risky. By staying informed and cautious, you can protect your identity and your finances. If you have questions or concerns, our team is here to help.

Stop by a branch or give us a call. Locations & Hours

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LEARN MORE
We are here (in person and online) to be your partner and advisor wherever life takes you, your business, and your family, no matter your financial goals.

Artisans’ Bank: Member FDIC, Equal Housing Lender, NMLS# 774924, Equal Opportunity Employer
Artisans' Bank | Delaware's Community Bank

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