Does It Feel Lucky?

Just Because It Feels Lucky, Doesn’t Mean It Is

March is the month of four-leaf clovers, pots of gold, and a little extra “luck”.  But when it comes to your finances, luck isn’t a strategy — and fraudsters are counting on that.

If something feels like you’ve struck gold… it might be time to take a second look.

Scammers love to disguise fraud as “good fortune.” Surprise winnings, limited-time investment opportunities, unexpected refunds — they’re designed to feel exciting. And when emotions are high, it’s easier to overlook red flags.

Before you celebrate your “lucky break,” pause and ask yourself:

💰 Did I enter a contest I supposedly won?

If you didn’t buy a ticket or enter a drawing, there’s no prize waiting for you.

📈 Is this investment promising guaranteed returns?

There’s no such thing as a risk-free pot of gold. High returns with no risk is one of the biggest fraud warning signs.

📦 Am I being asked to pay fees upfront to receive money?

Legitimate organizations don’t require payment to release prize money, loans, or inheritances.

📱 Did this opportunity come through an unexpected text, email, or social media message?

Scammers often create urgency and excitement to prevent you from slowing down and verifying.

🍀 COMMON "LUCKY" SCAMS TO WATCH OUT FOR

• Lottery & Sweepstakes Scams – “You’ve won!” (But only after you pay taxes or fees.)
• Romance Scams – A fast-moving connection that suddenly needs financial help.
• Investment & Cryptocurrency Scams – Big promises, guaranteed returns, and pressure to act now.
• Refund or Reimbursement Scams – Surprise money from a company you don’t do business with.

If it sounds too good to be true, it probably is.

🛑 HOW TO PROTECT YOURSELF

Instead of relying on luck, rely on smart habits:

✔ Slow down — urgency is a red flag
✔ Verify directly with the company using a trusted phone number or website
✔ Never share online banking credentials or secure access codes
✔ Talk to someone you trust before sending money

A quick pause can save you from a costly mistake.

🏦 WHEN IN DOUBT, REACH OUT

If you’re uncertain about the legitimacy of something, please reach out to us before taking any action. Our team is here to help you review any suspicious messages or transactions. Don't rely on luck when it comes to your finances. A little caution today can secure your savings for the future.

Stay safe and informed — and may the only thing you find at the end of the rainbow be peace of mind and a secure account.

LEARN MORE

We are here (in person and online) to be your partner and advisor wherever life takes you, your business, and your family, no matter your financial goals. 

Artisans’ Bank: Member FDIC, Equal Housing Lender, NMLS# 774924, Equal Opportunity Employer