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Deposit Rates

Our Featured Rates.

We are thrilled to introduce our featured rates and invite you to become a part of our banking community. Experience personalized financial services and support designed to help you achieve your goals.

Join us today and take advantage of these opportunities!


Home Equity
Loans

7.00% APR*

 for 5 YRS

ADD'L DISCLOSURES

Certificate of Deposit

3.75% APY*

 for 8 MOs

ADD'L DISCLOSURES


Deposit Rates  |  Loan Rates  | Open An Account


 
Rates below are effective as of 10.30.2025
Minimum Balance Required to Earn APY Rate APY
$0.01 0.10%  0.10%
 
Product Disclosures
 
  • Account requires an opening deposit of $50.00. 
  • Account requires a minimum balance of $0.01 to earn interest. 
  •  Minimum Monthly Balance to avoid a service charge $300.00 average daily.
Minimum Balance Required to Earn APY Rate APY
$125,000 & Up 0.30% 0.30%
$75,000 - $124,999.99 0.10% 0.10%
$25,000 - $74,999.99 0.10% 0.10%
$10,000 - $24,999.99 0.10% 0.10%
$5,000 - $9,999 0.10% 0.10%
Under $5,000 0.10% 0.10%
 
 
Product Disclosures
 
  • Account requires an opening deposit of $1,000.00. 
  • Account requires a minimum balance of $0.01 to earn interest. 
  •  Minimum Monthly Balance to avoid a service charge $5,000.00 average daily.
Minimum Balance Required
to Earn APY
 Rate APY
$50.00 0.10%
0.10%
 
 
Product Disclosures
 
  • Account requires an opening deposit of $10.00. 
  • Account requires a minimum balance of $50.00 to earn interest. 
  •  Minimum Monthly Balance to avoid a service charge $100.00 average daily.
Minimum Balance Required to Earn APY
(Rate Applies to the Entire Balance)
 Rate APY
$25,000 & Up 0.03% 0.03%
$10.00 - $24,999.99 0.15% 0.15%
 
 
Product Disclosures
 
  • Account requires an opening deposit of $10.00. 
  • Account requires a minimum balance of $10.00 to earn interest. 
  •  Minimum Monthly Balance to avoid a service charge $0.00 average daily.
Minimum Balance Required to Earn APY Rate APY
$100,000 & Up 2.47% 2.50%
$75,000 - $99,999.99 2.47% 2.50%
$50,000 - $74,999.99 2.47% 2.50%
$25,000 - $49,999.99 2.47% 2.50%
$10,000 - $24,999.99 2.47% 2.50%
$5,000 - $9,999.99 2.47% 2.50%
Under $5,000 0.00% 0.00%
 
 
Product Disclosures
 
  • Account requires an opening deposit of $5,000.00. 
  • Account requires a minimum balance of $5,000.00 to earn interest. 
  •  Minimum Monthly Balance to avoid a service charge $5,000.00 average daily.
Minimum Balance Required to Earn APY Rate APY
$50.00 0.10%  0.10% 
 
  • Account requires an opening deposit of $1,000.00. 
  • Account requires a minimum balance of $50.00 to earn interest. 
  •  Minimum Monthly Balance to avoid a service charge $1,500.00 average daily.
Term
Minimum Balance Required
to Earn APY
 Rate APY
3 Months $1,500 2.47% 2.50%
6 Months $1,500 3.45% 3.50%
8 Months
 $1,500 3.69% 3.75%
9 Months $1,500 3.20% 3.25%
10 Months $1,500 2.47% 2.50%
11 Months $1,500 3.20% 3.25%
12 Months $1,500 3.25% 3.25%
13 Months $1,500 2.47% 2.50%
14 Months $1,500 2.47% 2.50%
15 Months $1,500 2.72% 2.75%
18 Months $1,500 2.95% 3.00%
21 Months $1,500 2.47% 2.50%
24 Months $1,500 2.47% 2.50%
30 Months $1,500 1.98% 2.00%
36 Months $1,500 1.98% 2.00%
48 Months $1,500 1.98% 2.00%
54 Months $1,500 1.98% 2.00%
60 Months $1,500 1.98% 2.00%
 
 
Product Disclosure
 
  • APY = Annual Percentage Yield
  • The Annual Percentage Yields shown above are accurate as of 10.02.2025 and are subject to change thereafter.
  • Fees may reduce earnings.
Term
Minimum Balance Required
to Earn APY
 Rate APY
6 Months $500 3.44% 3.50%
8 Months
 $500 2.68% 3.75%
9 Months $500 3.20 % 3.25%
10 Months $500 2.47% 2.50%
11 Months $500 3.20% 3.25%
12 Months $500 3.25% 3.25%
13 Months $500 2.47% 2.50%
14 Months $500 2.47% 2.50%
15 Months $500 2.47% 2.50%
18 Months $500 2.95% 3.00%
21 Months $500 2.74% 2.50%
24 Months $500 2.47% 2.50%
30 Months $500 1.98% 2.00%
36 Months $500 1.98% 2.00%
48 Months $500 1.98% 2.00%
54 Months $500 1.98% 2.00%
60 Months $500 1.98% 2.00%
 
 
Product Disclosures
 
A penalty may be incurred for early withdrawal.

Term
Minimum Balance Required to Earn APY
 Rate APY
1 Year Variable Rate IRA $100 0.15% 0.15%

 

 
 
Product Disclosures

 

  • The rate may change after the account is opened.
  • A penalty may be incurred for early withdrawal.
Minimum Balance
Required to Earn APY
 Rate APY
$0.01 - $25,000 2.46% 2.50% - 0.70%
$25,000.01 and above*     0.10% 0.10%
Base Rate if Requirements Not Met  0.10% 0.10%
*The APY for this Tier will range from 2.50% - 0.70% APY based on the daily balance in your account.
 
 
Product Disclosures
 
  • Account requires an opening deposit of $50.00. 
  • Account requires a minimum balance of $0.01 to earn interest. 
Reward Rates for Interest Rewards Checking are paid each statement cycle the Rewards Requirements are met. Any cycle the Rewards Requirements are not
met, the account pays the base rate amount. Rewards Requirements are as follows:
  1. Either a direct deposit transaction, an ACH debit or ACH credit must be posted to the account each cycle,
  2. Customer must make a minimum of 12 signature-based VISA check card transactions each cycle, 
  3. Customer is enrolled in Online Banking and receives e-Statements.
Minimum Balance
Required to Earn APY
 Rate APY
$100,000.00 & Up     0.30% 0.30%
$50,000.00 - $99,999.99     0.10% 0.10%
$25,000.00 - $49,999.99     0.10% 0.10%
$10,000.00 - $24,999.99     0.10% 0.10%
$5,000.00 - $9,999.99     0.10% 0.10%
<$5,000.00    0.10% 0.10%
 
 
Product Disclosures
 
  • Account requires an opening deposit of $50.00.
  • Account requires a minimum balance of $0.01 to earn interest.
  •  Minimum Monthly Balance to avoid a service charge $5,000.00 average daily. 
Minimum Balance
Required to Earn APY
 Rate APY
$500,000 & Up     0.10% 0.10%
$250,000 - $499,999.99     0.05% 0.05%
$200,000 - $249,999.99     0.05% 0.05%
$150,000 - $199,999.99     0.05% 0.05%
$100,000 - $149,999.99     0.05% 0.05%
Under $100,000     0.00% 0.00%
 
 
Product Disclosures
 
  • Account requires an opening deposit of $50.00.
  • Account requires a minimum balance of $0.01 to earn interest.
  •  Minimum Monthly Balance to avoid a service charge $5,000.00 average daily.
Minimum Balance
Required to Earn APY
 Rate APY
$0.01 2.56% 2.60%
 
 
 Product Disclosures
 
  • Account requires an opening deposit of $100.00.
  • Account requires a minimum balance of $0.01 to earn interest.
Minimum Balance
Required to Earn APY
 Rate APY
$250,000 & Up      2.47%     2.50%
$100,000 - $249,999.99     2.47%     2.50%
$50,000 - $99,999.99     2.47%     2.50%
$25,000 - $49,999.99     2.47%     2.50%
Under $25,000     2.47%     2.50%
 
 
 
 
Product Disclosures
 
  • Minimum to Open - $1,000
  • Monthly Service Charge - $10
  • Minimum to Earn Interest - $.01
  • Balance to Avoid Service Charge - $1,000 Minimum Daily Balance 
Minimum Balance
Required to Earn APY
 Rate APY
$50    0.10%     0.10%   
 
 
 
 
 
Product Disclosures
 
  • Minimum to Open - $10
  • Monthly Service Charge - $5
  • Minimum to Earn Interest - $50
  • Balance to Avoid Service Charge - $100 Average Daily Balance
Minimum Balance
Required to Earn APY
 Rate APY
$0.01 0.10% 0.10%
 
 
 
 
 
Product Disclosures
 
  • Minimum to Open - $50
  • Monthly Service Charge - $12
  • Minimum to Earn Interest - $0.01
  • Balance to Avoid Service Charge - $1,500  Daily Balance









Use the link to see what loan rates we have available
 
DEPOSIT RATES
  • APY = Annual Percentage Yield
  • The Annual Percentage Yields shown above are accurate as of 10.16.2025 and are subject to change thereafter.
  • Fees may reduce earnings.
LOAN RATES
  • APR=Annual Percentage Rate
  • The Annual Percentage Rates shown above are accurate as of 10.16.2025 and are subject to change thereafter.
  • Consult a tax adviser for the deductibility of interest.
 
 
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