Let's Partner For What Comes Next...
TOGETHER!
The next chapter in your financial journey is a story that is entirely up to you. With Artisans' Bank, you have the power to shape it—especially with our new, limited-time Home Equity Line of Credit (HELOC) promo rate!
Promotional Offer | 4.74% APR for 6 Mo.-Variable APR (After Promotion) | 6.50% APR
Promotional APR and Variable APR are accurate as of 3.20.2026 | Click below to see disclosures
Whether you’re planning a renovation, consolidating debt, or funding a big dream, our HELOC offers the flexibility and competitive rates you need to make it happen.
Discover how easy and affordable your next step can be with Artisans’ Bank!
Disclosures
- APR = Annual Percentage Rate
- APRs are for Loan to Value Ratios up to 80%.
- Property insurance is required.
- No fees for Home Equity Loan $250,000 and under. For Home Equity Loans over $250,000, an appraisal fee of up to $550 is required.
- Flood insurance is required as applicable.
- Consult a Tax Advisor regarding the deductibility of interest.
The interest rate is based on the National Prime Rate of Interest as published in the Wall Street Journal. The interest rate is variable and may change monthly, based on WSJ Prime. The current margin is WSJ Prime. The APR shown reflects a 0.25% discount for automatic payments from an Artisans' Bank account. If automatic payment is discontinued, you will no longer receive an automatic payment discount. The rate will never be higher than 18% APR.
* Home Equity Lines of Credit are established for a ten-year draw period. Rates listed are for single-family primary or secondary owner-occupied residences, with a loan-to-value ratio not exceeding 80%. Minimum payments are interest only. No fees are charged for repayment of the loan principal. If only the minimum required monthly interest payments under the HELOC plan are made, these payments will NOT be sufficient to repay the debt, and the remaining loan principal and any interest due will be due and payable at the end of the ten-year draw term.
** This interest rate is variable and may change each month, based on the Wall Street Journal Prime as appearing on the first day of each month. As of December 11, 2025, the Prime Rate = 6.75 APR. The APR shown reflects a 0.25% discount for automatic payments from an Artisans' Bank account. If automatic payment is discontinued, you will no longer receive an automatic payment discount. The maximum APR over the life of the loan will never exceed 18% APR. Interest begins to accrue on the business date a draw is made against the credit line and is posted to the account.
Offer of credit is subject to credit approval. Renewals of the HELOC are not guaranteed. Homeowner's insurance is required to be maintained. Flood insurance may also be required, depending on the property. Consult your tax adviser regarding possible interest deductions. For a detailed HELOC Plan disclosure, please contact our Consumer Lending Department at 302-658-6881, please select option#5.
See complete account disclosures for details upon application.
Home Equity Loans + Lines of Credit
For more details on our Home Equity Loans and Lines of Credit, simply follow the link below.
Loan Rates
Interested in exploring other loan options? Click the link to view all of our current loan rates and find the best fit for you.
Online Banking Solutions.
With online banking solutions available to our new and existing customers, an Artisans' Bank Branch is located in the palm of your hand.