After Graduation, Then What?
As students prepare for college or navigate current academic paths, we have tools and resources designed specifically for college-bound and currently enrolled students to clarify essential financial concepts such as budgeting, saving, and investing. These tools provide practical advice on managing student loans, credit management, and long-term financial planning that is crucial during your college years.
In conjunction with BANZAI! we have compiled tools to help you get started on the path to help you be your most financially savvy.
These tools cover effective budgeting strategies that fit a student's lifestyle, saving techniques for emergencies and future goals, and investment insights for long-term wealth accumulation. We also delve into the complexities of student loans, including repayment management and understanding forgiveness options, all while emphasizing the importance of maintaining a good credit score for your financial future.
Your journey toward financial independence begins here, and we are here to support you every step of the way.
Setting Savings Goals
At this stage of life, it's essential to develop strong savings habits that will benefit you for years to come. By prioritizing consistent saving now, you can build a secure financial foundation and ensure long-term stability and peace of mind. This is also the time to set goals - make plans and - reach for your future.
Create a Budget
Creating a practical and detailed budget that reflects your financial circumstances. This tool will guide you through various categories of expenses, helping you envision what you can realistically afford while managing your income effectively.
College Bound / Trade School
Paying for college or trade school is not a small ask - here is the breakdown of how much it would cost and how to do it if you choose a Student Loan.
Recruitment / Hiring Scams
Found a job that seems too good to be true? Someone is probably scamming you!
- 46% of 18-34 year olds reported facing employment scams
- 95% of job email scams are directed at college students
- $68 Million was lost by students due to fake businesses and job scams
Protect yourself and your money or it can be a real shady real.
- Legitimate employers never make you pay for the promise of a job offer.
- Always do your research - look up the company and any complaints
- Don't share personal information online. Scammers try to steal your identity and your money.
- Never cash a check before you have done any work. It is likely a fake check scam, it will bounce and you will end up paying for it.
- Double check job opportunities sent from your school career center. Fraudsters often disguise scams as "secret shopper" jobs.
ALWAYS Report Employment Scams
- Federal Trade Commission - reportfraud.ftc.gov
- State Attorney General - naag.org/find-my-ag
- Your School's IT Department
Forms to know
Filling Out A FAFSA
Filling out a FAFSA is the process of filling out and submitting the Free Application for Federal Student Aid (FAFSA). This helps determines the user's dependency status, and uses a data set to predict the total cost of attendance for the user's school as well as the average net COA after receiving federal aid.
What Car Can I Afford?
Getting to and from anywhere as a student is important. This coach helps user discover an affordable monthly car payment based on their monthly income and expenses. Users view an estimated overall purchase price range, based on what their budget can afford. Also provides education on auto loans and leases, trade-ins and down payments, interest rates, and more.
Locations & Hours
Stop by one of our locations for additional tools, resources, and more!
Online Banking Solutions.
With online banking solutions available to our new and existing customers, an Artisans' Bank Branch is located in the palm of your hand.