Interest Rates current as of September 2, 2010
(Interest Rates Subject to Change Without Notice)

Click on the links below to find out more about each Account's Interest Rates.
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Fixed Rate Mortgages
Fixed Rate Mortgages
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Call about our Stated Income/Full Asset loans or Stated Income/Stated Asset loans

Term Interest Rate Points Annual Percentage Rate (APR)
30 Years
4.000% 2.25 4.28%
30 Years
4.375% 0 4.46%
20 Years
4.000% 2 4.35%
20 Years
4.375% 0 4.49%
15 Years
3.250% 3 3.85%
15 Years
3.875% 0 4.02%

Rates apply to loans up to $417,000. Higher loan rates are jumbo mortgages. Please call for current rates over $417,000.

Adjustable Rate Mortgages
Adjustable Rate Mortgages
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Annual Percentage Rates (APRs) are subject to change without notice.

Term Interest Rate Points Annual Percentage Rate (APR)
1 Year ARM
4.750% 3 3.44%
1 Year ARM
5.250% 0 3.25%
3/1 Year ARM
5.875% 3 4.04%
3/1 Year ARM
6.375% 0 3.93%

Annual percentage rates may increase after consummation. Rates on 1 and 3/1 year ARMs are ΒΌ% higher if payments are not automatically deducted from an Artisans' Bank Checking Account. Caps are 2% per adjustment, 6% per lifetime.

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