Interest Rates current as of May 15, 2008
(Interest Rates Subject to Change Without Notice)

Click on the links below to find out more about each Account's Interest Rates.
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Checking Accounts
Checking Accounts
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Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type Minimum To Open Balance Required to Earn APY APY
Premier Interest Checking
$50 $50,000 & Up 2.00%
$50 $25,000 to $49,999.99 1.25%
$50 $10,000 to $24,999.99 1.00%
$50 $5,000 to $9,999.99 0.50%
$50 under $5,000 0.30%
Super Interest Checking
$1,500 $50 0.30%
Interest Checking
$50 $50 0.20%

Money Market Accounts
Money Market Accounts
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Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type Minimum To Open Balance Required to Earn APY APY
Premier Money Market
$5,000 $75,000 & Up 1.50%
$5,000 $50,000 to $74,999.99 1.00%
$5,000 $25,000 to $49,999.99 0.85%
$5,000 $10,000 to $24,999.99 0.50%
$5,000 $5,000 to $9,999.99 0.25%
$5,000 Less than $5,000 0.00%
Money Market Statement
$1,000 $50 0.30%
Money Market Transaction*
$1,500 $50 0.15%
Business Money Market
$1,000 $250,000 and up 1.25%
$1,000 $100,000 to $249,999.99 0.75%
$1,000 $50,000 to $99,999.99 0.50%
$1,000 $25,000 to $49,999.99 0.35%
$1,000 under $25,000 0.25%

Interest on Premier Money Market Accounts is compounded daily, credited monthly. Interest on Money Market Statement Accounts is compounded monthly, credited monthly. *New Money Market Transaction Accounts are not offered at this time
Savings Accounts
Savings Accounts
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Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type Minimum To Open Balance Required to Earn APY APY
Premier Yield Account
$1,000 $125,000 & Up 1.40%
$1,000 $75,000 to $124,999.99 1.15%
$1,000 $25,000 to $74,999.99 0.90%
$1,000 Less than $25,000 0.40%
Statement Savings
$10 $50 0.30%
Passbook Savings
$10 $50 0.20%
Holiday Club
$10 $10 0.50%

Premier Yield Account interest is compounded daily, credited monthly. Passbook Savings is compounded quarterly, credited quarterly. Statement Savings Accounts are compounded monthly and credited monthly. Holiday Club Accounts are simple interest accounts and are not compounded. Holiday Club Accounts are credit annually at maturity.
Fixed Rate Certificates of Deposit
Fixed Rate Certificates of Deposit
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No tie-ins with other accounts required to get these great rates. No need to open other accounts! Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type Minimum Balance to Open APY
91 day
$1,500 1.50%
6 months
$1,500 2.50%
8 months
$1,500 2.50%
9 months
$1,500 2.50%
10 months
$1,500 2.50%
11 months
$1,500 3.00%
12 months
$1,500 2.50%
14 months
$1,500 2.50%
15 months
$1,500 2.50%
18 months
$1,500 2.50%
21 months
$1,500 2.50%
24 months
$1,500 3.10%
30 months
$1,500 2.50%
36 months
$1,500 3.25%
48 months
$1,500 2.50%
54 months
$1,500 2.50%
60 months
$1,500 2.50%

Interest on Certificates of Deposit is compounded monthly and credited monthly. Penalty for early withdrawal may be applied.
No Penalty Certificate of Deposit
No Penalty Certificate of Deposit
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Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type Minimum Balance to Open APY
7 months
$1,500 0.70%

Interest on No Penalty Certificates of Deposit is compounded monthly and credited monthly. Account must be open for at least 7days, after which, the account can be closed out without penalty.
Variable Rate Individual Retirement Accounts (IRAs)
Variable Rate Individual Retirement Accounts (IRAs)
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Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type Minimum Balance to Open APY
1 year variable rate IRA
$100 2.70%

Interest is compounded monthly and credited monthly. One year variable rate IRA rate is effective for the month of April 2008 and is subject to change thereafter. Penalty for early withdrawal may be applied.
Fixed Rate Individual Retirement Accounts (IRAs)
Fixed Rate Individual Retirement Accounts (IRAs)
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No tie-ins with other accounts required to get these great rates. No need to open other accounts! Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type Minimum Balance to Open APY
6 months
$500 2.50%
8 months
$500 2.50%
9 months
$500 2.50%
10 months
$500 2.50%
11 months
$500 3.00%
12 months
$500 2.50%
14 months
$500 2.50%
15 months
$500 2.50%
18 months
$500 2.50%
21 months
$500 2.50%
24 months
$500 3.10%
30 months
$500 2.50%
36 months
$500 3.25%
48 months
$500 2.50%
54 months
$500 2.50%
60 months
$500 2.50%

Interest on the above IRAs is compounded monthly and credited monthly. Penalty for early withdrawal may be applied.
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