Artisans' Bank

Interest Rates current as of September 2, 2010
(Interest Rates Subject to Change Without Notice)

Click on the links below to find out more about each Account's Interest Rates.
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Checking Accounts

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Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type

Minimum To Open

Balance Required to Earn APY

APY

Interest Rewards Checking

$50

$0.01 to $25,000

2.01%

$50

Over $25,000

1.01%

$50

Base Rate if Requirements not met

0.10%

Premier Interest Checking

$50

$100,000 and up

0.50%

$50

$50,000 to $99,999.99

0.40%

$50

$25,000 to $49,999.99

0.30%

$50

$10,000 to $24,999.99

0.20%

$50

$5,000 to $9,999.99

0.10%

$50

under $5,000

0.05%

Interest on Premier Interest Checking and Interest Rewards Checking is compounded daily, credited monthly.

To obtain the Rewards Rates for Interest Rewards Checking, each statement cycle you must have 1) either a direct deposit transaction, an ACH debit, or ACH credit posted to the account, 2) you must make a minimium of 12 signature based VISA check credit transactions, and 3) be enrolled in Online Banking and receive e-Statements. Any statement cycle the Rewards Requirements are not met you receive the base rate.

Money Market Accounts

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Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type

Minimum To Open

Balance Required to Earn APY

APY

Premier Money Market

$5,000

$100,000 and up

0.55%

$5,000

$75,000 to $99,999.99

0.50%

$5,000

$50,000 to $74,999.99

0.30%

$5,000

$25,000 to $49,999.99

0.25%

$5,000

$10,000 to $24,999.99

0.20%

$5,000

$5,000 to $9,999.99

0.15%

$5,000

Less than $5,000

0.00%

Money Market Statement

$1,000

$50

0.10%

Business Money Market

$1,000

$250,000 and up

0.60%

$1,000

$100,000 to $249,999.99

0.40%

$1,000

$50,000 to $99,999.99

0.25%

$1,000

$25,000 to $49,999.99

0.15%

$1,000

under $25,000

0.10%

Interest on Premier Money Market Accounts is compounded daily, credited monthly. Interest on Money Market Statement Accounts is compounded monthly, credited monthly. Interest on Business Money Market accounts is compounded daily, credited monthly.

Savings Accounts

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Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type

Minimum To Open

Balance Required to Earn APY

APY

Premier Yield

$1,000

$125,000 & Up

0.60%

$1,000

$75,000 to $124,999.99

0.40%

$1,000

$25,000 to $74,999.99

0.20%

$1,000

$10,000 to $24,999.99

0.10%

$1,000

under $10,000

0.10%

Statement Savings

$10

$50

0.10%

Passbook Savings

$10

$50

0.10%

Holiday Club

$10

0.15%

Premier Yield Account interest is compounded daily, credited monthly. Passbook Savings is compounded quarterly, credited quarterly. Statement Savings Accounts are compounded monthly and credited monthly. Holiday Club Accounts are simple interest accounts and are not compounded. Holiday Club Accounts are credit annually at maturity.

Fixed Rate Certificates of Deposit

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No tie-ins with other accounts required to get these great rates. No need to open other accounts! Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type

Minimum Balance to Open

APY

91 day

$1,500

0.30%

6 months

$1,500

0.40%

8 months

$1,500

0.70%

9 months

$1,500

0.80%

10 months

$1,500

0.85%

11 months

$1,500

1.20%

12 months

$1,500

1.00%

13 months

$1,500

1.25%

14 months

$1,500

1.25%

15 months

$1,500

1.25%

18 months

$1,500

1.25%

21 months

$1,500

1.25%

24 months

$1,500

1.40%

30 months

$1,500

1.80%

36 months

$1,500

1.90%

48 months

$1,500

1.40%

54 months

$1,500

2.35%

60 months

$1,500

1.00%

Interest on Certificates of Deposit is compounded monthly and credited monthly. Penalty for early withdrawal may be applied.

No Penalty Certificate of Deposit

Minimize

Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type

Minimum Balance to Open

APY

7 months

$1,500

0.05%

Interest on No Penalty Certificates of Deposit is compounded monthly and credited monthly. Account must be open for at least 7days, after which, the account can be closed out without penalty.

Variable Rate Individual Retirement Accounts (IRAs)

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Annual Percentage Yields (APYs) are subject to change without notice. Additional terms and conditions for all these accounts and fees that may be charged may reduce the APY.

Account Type

Minimum Balance to Open

APY

1 year variable rate IRA

$100

1.00%

Interest is compounded monthly and credited monthly. One year variable rate IRA rate is effective for the month of September 2010 and is subject to change thereafter. Penalty for early withdrawal may be applied.

Fixed Rate Individual Retirement Accounts (IRAs)

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Account Type

Minimum Balance to Open

APY

6 months

$500

0.40%

8 months

$500

0.70%

9 months

$500

0.80%

10 months

$500

0.85%

11 months

$500

1.20%

12 months

$500

1.00%

13 months

$500

1.25%

14 months

$500

1.25%

15 months

$500

1.25%

18 months

$500

1.25%

21 months

$500

1.25%

24 months

$500

1.40%

30 months

$500

1.80%

36 months

$500

1.90%

48 months

$500

1.40%

54 months

$500

2..35%

60 months

$500

1.00%

Interest on the above IRAs is compounded monthly and credited monthly. Penalty for early withdrawal may be applied.

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