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Take advantage of the equity in your home to get a loan for a new car, repair your home, consolidate your debts, pay medical bills, make tax or tuition payments, or to take a vacation. We offer both fixed rate home equity loans and home equity lines of credit
- Fixed Rate Home Equity Loans:
Financing up to 85%, terms from 60 to 180 months. Also available is a 5-year balloon with amortization up to 15 years.
- Home Equity Line of Credit:
Establish your line and borrow, as you need. Financing up to 80%. Interest rate is Wall Street Journal Prime Rate plus 1.25%, adjusting quarterly.
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- Pre approvals and same day turn around available
- New car, van, and truck loans with terms from 36 to 66 months available
- Up to 100% financing on new car, van, and truck loans
- Used car, van and truck loans financed up to 60 months
- Up to 80% financing for used vehicles
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- Fixed terms from 12 months to 60 months available.
- Fixed rate loans up to $25,000 for qualified borrowers.
- Personal lines of credit up to $10,000-open ended 5-year terms with reasonable payments.
- Overdraft Line of Credit available to protect your checking account from unforeseen returned checks. Avoid costly NSF services charges. Open ended 5-year terms and covers up to $5,000 for qualified individuals.
Member FDIC | Equal Housing Lender