Account Type Minimum to Open Monthly Service Charge Minimum to Earn Interest Balance to Avoid Service Charge
Free Checking
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$50  None  N/A  N/A 
Free Checking
  • No minimum balance needed after opening
  • No monthly service charge
  • No per check charge
  • No annual fee for our ATM or EZ Check Visa Debit Card
  • No fee for telephone transfers
  • No fee from Artisans for STAR network transactions
  • First order of checks is FREE
  • Unlimited check writing
  • Free Online Banking
  • Free Online Bill Payment
  • Free telephone banking
  • Overdraft Protection for either savings or a Line of Credit available
 
Premier Interest Checking
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$50  $15  $0.01  $5,000 average daily balance 
Premier Interest Checking
The tiered interest checking account that rewards you for maintaining high balances, and provides the convenience of unlimited check writing. Simply put, the higher your balance the higher your earnings; the higher your balance the higher your interest. Every day your balance is over $50,000 you earn our highest rate. Every day your balance is between $25,000 to just under $50,000, you earn that tier's rate, and so on.

Tier
5: $50,000 & up
4: $25,000 to $49,999
3: $10,000 to $24,999
2: $5,000 to $9,999
1: under $5,000

  • Unlimited check writing
  • Free program checks
  • No per check charge
  • No annual fee for our ATM or EZ Check Visa Debit Card
  • No fee for telephone transfers
  • No fee from Artisans for STAR network transactions
  • Free Online Banking
  • Free Online Bill Payment
  • Free TouchTone Banking
  • Overdraft Protection for either savings or a Line of Credit available
  • Daily compounding with monthly crediting of interest
 
Super Interest Checking
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$1,500  $12  $50  $1,500 minimum daily balance 
Super Interest Checking
  • Earns higher rates of interest, compounded monthly and credited monthly
  • No monthly service charge when you maintain a daily balance of $1,500
  • No per check charge
  • No annual fee for our ATM or EZ Check Visa Debit Card
  • Unlimited check writing
  • Free Online Banking
  • Free Online Bill Payment
  • Free telephone banking
  • Overdraft Protection for either savings or a Line of Credit available
 
Interest Checking
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$50  $12  $50  $1,500 minimum daily balance 
Interest Checking
  • Earns interest, compounded monthly and credited monthly
  • No monthly service charge when you maintain a daily minimum balance of $1,500
  • No per check charge
  • No annual fee for our ATM or EZ Check Visa Debit Card
  • No fee from Artisans for STAR network transactions
  • Unlimited check writing
  • Free Online Banking
  • Free Online Bill Payment
  • Free telephone banking
  • Overdraft Protection for either savings or a Line of Credit available
 

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