Account Type Minimum to Open Monthly Service Charge Minimum to Earn Interest Balance to Avoid Service Charge
Free Checking
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$50  None  N/A  N/A 
Free Checking
  • No minimum balance needed after opening
  • No monthly service charge
  • No per check charge
  • No annual fee for our ATM or EZ Check Visa Debit Card
  • No fee for telephone transfers
  • No fee from Artisans for STAR network transactions
  • First order of checks is FREE
  • Unlimited check writing
  • Free Online Banking
  • Free Online Bill Payment
  • Free telephone banking
  • Overdraft Protection for either savings or a Line of Credit available
 
Interest Rewards Checking
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$50  None  $0.01  N/A 
Interest Rewards Checking
For more information on this great account earning up to 2.01% apy go directly to the Interest Rewards Checking page by clicking here.  
Premier Interest Checking
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$50  $15  $0.01  $5,000 average daily balance 
Premier Interest Checking
The tiered interest checking account that rewards you for maintaining high balances, and provides the convenience of unlimited check writing. Simply put, the higher your balance the higher your earnings; the higher your balance the higher your interest. Every day your balance is over $100,000 you earn our highest rate. Every day your balance is between $50,000 to just under $100,000, you earn that tier's rate, and so on.

Tier
6: $100,000 and up
5: $50,000 to $99,999
4: $25,000 to $49,999
3: $10,000 to $24,999
2: $5,000 to $9,999
1: under $5,000

  • Unlimited check writing
  • Free program checks
  • No per check charge
  • No annual fee for our ATM or EZ Check Visa Debit Card
  • No fee for telephone transfers
  • No fee from Artisans for STAR network transactions
  • Free Online Banking
  • Free Online Bill Payment
  • Free TouchTone Banking
  • Overdraft Protection for either savings or a Line of Credit available
  • Daily compounding with monthly crediting of interest
 

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